What are the flood zones and what do they mean?
Until recently the flood zones were known as the 2 year, 10 year, 100 year (all known also as A or AE) and the 500 year (X). This would lead one to believe that in the 100 year flood zone that you could expect a flood no more than 100 years. This would be INCORRECT! What it actually means is that there is a 1 in 100 chance of a flood in any given year. The 500 year or zone X is the highest level we have here and flood insurance is not needed for a home built in that flood zone. It is very unlikely to find river property outside of A or AE.
