What are the FEMA requirements for removing a structure from the Special Flood Hazard Area (SFHA)?
To be removed from the SFHA shown on the Flood Insurance Rate Map (FIRM), a structure must be on land that is not subject to flooding by the base (1-percent-annual-chance) flood. If a structure is located on natural ground that is higher than the Base (1-percent-annual-chance) Flood Elevation (BFE) shown on the FIRM, then a Letter of Map Amendment (LOMA) should be requested. In support of the request, a surveyor must determine the elevation of the lowest ground next to the structure. If the ground is higher than the BFE, then FEMA will issue a LOMA to remove the structure from the SFHA. Information on the data submittal requirements for a LOMA is provided in the MT-EZ and MT-1 application forms packages. If the structure was built on fill that was placed after the FIRM was prepared, a Letter of Map Revision Based on Fill (LOMR-F) should be requested. If the filled ground is higher than the BFE, then FEMA may issue a LOMR-F to remove the structure from the SFHA. Information on the data
To be removed from the SFHA shown on the Flood Insurance Rate Map (FIRM), a structure must be on land that is not subject to flooding by the base (1‑percent‑annual‑chance) flood. If a structure is located on natural ground that is higher than the Base (1‑percent‑annual‑chance) Flood Elevation (BFE) shown on the FIRM, then a Letter of Map Amendment (LOMA) should be requested. In support of the request, a surveyor must determine the elevation of the lowest ground next to the structure. If the ground is higher than the BFE, then FEMA will issue a LOMA to remove the structure from the SFHA. Information on the data submittal requirements for a LOMA is provided in the MT-EZ and MT-1 application forms packages. If the structure was built on fill that was placed after the FIRM was prepared, a Letter of Map Revision Based on Fill (LOMR-F) should be requested. If the filled ground is higher than the BFE, then FEMA may issue a LOMR-F to remove the structure from the SFHA. Information on the data
Related Questions
- What if my property is located within a Special Flood Hazard Area (SFHA), but the structure is not? Is flood insurance required?
- Can I buy flood insurance for my property if the property is not in a Special Flood Hazard Area (SFHA)?
- What are the FEMA requirements for removing a structure from the Special Flood Hazard Area (SFHA)?
