What are the exceptions to paying the late penalty?
• You move from an insurance plan that offers creditable coverage to a Medicare Prescription Drug Plan. • The contract between CMS and United HealthCare Insurance Company is terminated or not renewed as authorized by law. If this occurs, you will be able to choose another plan without paying a late enrollment fee, as long as you do it within the time period required. • You are eligible for a low-income subsidy for Medicare Part D.