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What are the essential coverages for small businesses?

April 26, 2017businesses coverages Essential small

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What are the essential coverages for small businesses?

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All small businesses should have Business Owners / Package Policy, Workers Compensation, Auto, Flood, and Umbrella policies. A Business Owners (or Package Policy) can provide special property coverage on your building, contents, business income and computers. It can also provide crime / fidelity and equipment coverage. The policy will include liability coverage for your premises, operations, product and completed operations tort liability exposures.