What Are The Different Ways Companies Sell Auto Insurance?
Insurance companies generally sell insurance either through agents or direct marketing. Agents can be either independent or exclusive. Buying insurance through agents or direct marketing companies each has advantages and disadvantages. Policies are marketed, sold and serviced differently depending on which method you choose. Agents Most insurance companies in Massachusetts currently sell insurance through agents. Agents represent one or more insurance companies. When you receive a quote from an agent, make sure you find out exactly which companies each agent has obtained quotes from so you can be certain you have obtained quotes from a variety of companies. Independent agents generally represent several insurance companies. While independent agents may represent several companies, these agents generally do not represent all the insurance companies offering auto insurance in Massachusetts. Exclusive agents represent only one insurance company. Whether you are dealing with independent or
