What Are the Different Types of HMO Medical Plans?
There are several different ways of looking at the types of HMO medical plans. In all cases, the standard HMO (health maintenance organization) should be viewed as a provider of medical care instead of an insurance company. This means that providers belonging to the HMO get paid a monthly fee for coverage of a member. Yet this may be differently constructed depending on the way the HMO medical plan operates, and it changes very much if people have an HMO/PPO (preferred provider organization) or an HMO/POS (point of service).
