What are the different types of health insurance available and what do they it cover?
Private medical insurance (PMI) is what is meant by the term health insurance, there are three main types of PMI offered by Only; budget, standard and comprehensive. Budget covers inpatient treatment, meaning diagnostic tests, consultant’s fees and some outpatient treatments, however in most cases consultation fee’s and diagnostic tests are not covered, standard cover protects you for full inpatient treatment like operations and selected outpatient treatments, comprehensive cover is the top level available and includes full inpatient cover, outpatient cover, MRI and CT scans and a host of other benefits including psychiatric, travel, dental, home nursing, chiropody, recuperative care and hospital expenses.
