What Are the Different Types of Family Health Insurance?
Family health insurance is used to reduce the financial burden that medical care has on a household. Health coverage can be used for preventative care and illness treatment. There are several forms of family health insurance including Preferred Provider Organization (PPO), Health Maintenance Organization (HMO), and Point of Service (POS) plans. The PPO plan is medical coverage based on a list of participating doctors and hospitals. PPOs allow the patient to choose from every physician on the list. Referrals are not required for specialist care as long as the physician is part of the PPO network. Patients also have the option to see doctors outside of the network.
