What are the different options if I want payments paid when there is not enough money in the account to cover them?
There are a number of choices available. Many banks will give you the option to link your checking account to another account such as a saving account. If eligible, you also might have the option to link the checking account to an overdraft line of credit. Fees and interest are usually charged. In addition, banks may use their discretion and pay overdrafts under certain circumstances and then charge you an overdraft fee as a standard overdraft practice.
