What are the different kinds of motor insurance cover?
There are three main types of motor insurance cover: Comprehensive Comprehensive car insurance is designed to cover any damage to your vehicle. Comprehensive cover is popular because it provides cover for minor scratches as well as accidental damage. There will be some exceptions to what the policy will cover, such as regular wear and tear, but Howell Insurance will advise you on these before you sign the contract. Despite its convenience, comprehensive insurance cover is not the best option for everyone. For example, if you’re young and you drive a second-hand car that’s not worth all that much, you may find comprehensive insurance costs more than your car is worth. Third party Third party car insurance is the minimum level of cover permitted under the Road Traffic Act. It only gives cover for your liability to other drivers – it does not cover damage to you or your vehicle. Some policies may also cover your legal fees in case of litigation following an accident. Third party, fire and
