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What are the differences between the various insurance policies such as Accident, General Liability, Directors & Officers Liability, Crime, and Equipment?

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What are the differences between the various insurance policies such as Accident, General Liability, Directors & Officers Liability, Crime, and Equipment?

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The best place to go to get a “crash course” in sports insurance basics is under the Free Reports section of the Dixie Youth Baseball insurance website by clicking on the Free Reports icon. We recommend the Free Report entitled “How to Avoid The 7 Deadly Sins When Buying Sports Insurance.” The $250,000 Accident policy pays covered medical bills on behalf of injured participants. It does not have a deductible. The coverage is “excess” which means that other collectable insurance such as a parent’s health insurance must respond first before the “excess” Accident policy will pay any bills. In the event that there is no existing insurance in force on the injured participant, the “excess” Accident policy becomes “primary” and pays from the first dollar up to the policy limit of $250,000. The $2,000,000 General Liability policy protects the Dixie Youth League and its people against covered lawsuits alleging injury to a spectator or player. This policy provides an attorney for your defense an

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