What are the differences between the State Health Benefit Program HMOs?
There are two major differences. First, each HMO has a unique network of physicians and facilities. Secondly, HMOs have different out-of-state service areas. Other than those differences, State HMOs are very similar. Each has “General Operating Procedures” and “Conditions of Participation” which are minimum coverage requirements instituted by the State. These standards help to safeguard all participants and make it easier to compare and choose between the HMO plans. Additionally, each HMO may offer perks such as maternity programs, educational programs, newsletters, wellness programs, vision care discounts, and vitamin discounts.
