What are the differences between the health plans?
In the past, the main difference between plans was coverage. Today, the difference relates more to how you obtain care and who provides it. Here are the highlights of our products to help you make the best selection of options that may be available to you (depending on the coverage offered by your organization): Managed Traditional — Under our Managed Traditional plans, you can choose any physician or hospital, but you minimize your out-of-pocket costs when you choose Blue participating providers. These plans cover hospital and medical services including inpatient hospital care, surgery and diagnostic testing. Some plans also cover office visits and preventive care. Out-of-pocket costs vary, with some plans requiring little or no cost sharing while others require deductibles and copayments. Preferred Provider Organization (PPO) — With PPO coverage you can choose any doctor even a specialist as long as he or she is in our PPO network and is accepting new patients. By staying in-network,
