What are the differences between FHIAP, OHP Standard and OHP Plus?
A. FHIAP (we pronounce it “fee-op”) is a program that pays part of the premium charged to people enrolled in private health insurance. The Office of Private Health Partnerships (OPHP) administers this program. The amount FHIAP pays depends on the family income and number of family members. You can learn more by visiting the FHIAP Web site or by calling FHIAP at 1-888-564-9669. OHP Standard and OHP Plus are Medicaid benefit packages DHS administers. OHP Plus is a full benefit package provided to children and adults who are eligible for traditional Medicaid programs or for the Children’s Health Insurance Program (CHIP). The OHP Plus benefit package does not have premiums. Some adults have small copayments for some outpatient services and prescription drugs. OHP with Limited Drug offers the same benefits as OHP Plus, except it does not cover prescription drugs that Medicare Part D pays for. This package is for people who are eligible for both Medicaid and Medicare Part D (a national presc