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What are the differences between an DMO and an indemnity dental plan?

April 26, 2017dental differences DMO indemnity Plan

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What are the differences between an DMO and an indemnity dental plan?

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An Dental Maintenance Organization (DMO) only provides care from a network of dentists which is authorized in advance by an individual’s primary care dentist. An indemnity dental plan enables participating members to receive care from any licensed dentist. Members are required to submit claim forms and the plan has deductibles and co-insurance.