What are the deductibles for the PPO for Plan year 2011?
Under the new PPO Plan, there are two deductibles, depending on coverage selected. Deductibles, for individual or family coverage, accumulate separately for in-network provider expenses and out-of-network provider expenses. If both in-network and out-of-network providers are used, the deductible will have to be met twice– once for in-network and once for out-of-network. For single coverage individuals, this plan has a $800 individual deductible. For coverage of two or more persons, this plan has a $1,600 family deductible. The family deductible could be met by any combination of eligible medical expenses from two or more members of the same family coverage tier. No one single family member would be required to contribute more than the equivalent of the individual deductible toward the family deductible.
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