What are the criteria to qualify for a collector car insurance policy?
Every collector car insurance company defines collector vehicles using their own particular criteria. The classification of antique, classic, custom, exotic, modified, special interest, etc, are defined using each companys own criteria of age, make, model, modifications, and such. What is considered a classic with one company may not fit the same classification under another companys classic criteria. Generally, a vehicle is considered an antique or classic car if it is twenty years old or older and has been maintained or restored to its original factory condition; classic cars that have been altered from their original factory condition are generally considered custom or modified; exotic and special interest cars are vehicles that are rare or of limited production and may be newer than twenty years in age. One of the many advantages of our Agency is that we know the criteria for each company that we do business with, and can fit the collector car insurance client with the best company
