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What are the criteria for receiving benefits in case of loss of independence?

April 26, 2017Benefits Case criteria Independence loss

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What are the criteria for receiving benefits in case of loss of independence?

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In order to receive benefits for a loss of independence, insureds must be totally and permanently unable to perform, by themselves, at least two of the following six activities of daily living: 1. feeding; 2. dressing; 3. bladder and bowel continence; 4. transferring; 5. bathing; 6. toileting; or suffer from cognitive impairment.