What are the costs of copayments for doctor visits?
The cost varies depending on whether you have received services from a preferred provider (“in-network”) or a non-preferred provider (“out-of-network”). You receive the highest level of benefits and save money by staying “in-network.” Generally, you have full coverage for most hospitals, physicians, and other providers that participate in the BCBS Student Blue Plan Provider PPO network, although for some outpatient services, you may pay a $15 copayment for each visit. You pay a $100 copayment per visit for in-network or out-of-network emergency room services. Please note: If a preferred provider refers you to another provider for covered services (such as a lab or specialist), make sure the provider is a preferred provider in order to receive benefits at the in-network level. If the provider you use is not a preferred provider, you’re still covered, but your benefits will be covered at the out-of-network level, even if the preferred provider refers you. You can also obtain covered serv
