What are the contribution, the deductible and the co-insurance?
The contribution is the portion of the costs that insured persons pay for their drugs, the other portion being covered by the Régie de l’assurance maladie du Québec or by a private insurer. The contribution consists of two separate components: the deductible and the co-insurance. The public plan Each month, you pay the first portion of the cost of the insured drugs you purchase. This portion is the deductible. Generally speaking, you pay the deductible in full with your first drug purchase of the month. The co-insurance is a percentage of the cost of the insured drugs you purchase at a pharmacy and applies once you have paid the deductible. Private plans The deductible is the first portion of the cost of insured drugs that you must pay. Generally speaking, it is paid once a year. The co-insurance is a percentage of the cost of the insured drugs you purchase and applies once you have paid the deductible. There are three ways to obtain a reimbursement from a private insurer. To find out
