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What are the conditions for redeeming reward points?

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What are the conditions for redeeming reward points?

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Threshold burn point (min. annual accumulation value, currently at 500 points). A maximum of 20 points per month can be accumulated against usage at Standard Chartered Bank ATMs. Average quarterly balance gate: if the customer is not maintaining product average quarterly balance then reward points accumulation can be de-valued/denied. SmartPay: Three consecutive salary credits into the account during the period of the offer will be the eligibility for reward point redemption.

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