What are the chances my debt will get sent to a law firm and result in a lawsuit against me?
Although this is very rare, it could happen. The vast majority of the time, creditors want to settle: Since they’re in the business of collecting on debts, a negotiated reduced payoff is better for them than no payoff at all. When a debt leads to a lawsuit, a creditor is likely trying to force a larger settlement or a settlement with more favorable terms. If this should happen to you while you’re enrolled in our debt settlement program, we’ll make that creditor a priority and try to resolve your outstanding debt with that creditor before any other creditors you may have. Although Think Debt Relief isn’t a law firm and we don’t provide any legal advice or representation, we’ll do our best to negotiate favorable settlement terms for you. If all else fails, we’ll either try to get you a long-term payment plan for whatever percentage of the balance you end up owing or refer you to a local attorney through our national attorney network.
