What are the best ways to achieve a better credit score?
The best way to maintain a good credit score is to make sure that all of your loan payments are made on time. If you have made late payments in the past, you can still improve your credit score by making sure that all future payments are made on time. The older the late payments are, the less important they become. You can also improve your credit score by disputing the late payment(s) with the credit bureau. If they do not have proof of the late payment, they are required to remove the negative mark.