What are the benefits of filing a lien?
A lien essentially places a property owner in a stronghold lock, tying their hands behind their back, making any money that they could possibly get from their home, either through a sale or new loans, unreachable and untouchable. This is not an ideal situation for a homeowner to be in, as a property is probably the most valuable asset a person will own in a lifetime. A lien forces the homeowner to re-evaluate his decision not to pay and should usually culminate in the owner paying off his debts to ensure a lien-free property.
