What are the benefits of EBT?
EBT eliminates the cumbersome processes required by a paper system. By eliminating paper food stamp coupons and Temporary Assistance checks which may be lost, sold or stolen, EBT cuts back on fraud. EBT creates an electronic record of each food stamp transaction, making it easier to identify and document instances where food stamps are “trafficked,” or exchanged for cash, drugs, or other illegal goods. Cardholders like the convenience and security of EBT. They can draw their benefits as needed. Only the cardholder knows the PIN in the event the card is lost; and it can be easily canceled and replaced. Many cardholders have said that EBT reduces the stigma associated with food stamp coupon use. Retailers and bankers like EBT because it offers simplicity of accounting and reduces labor costs because there are no coupons to sort, count, and bundle. All the accounting is done automatically.