What are the benefits of a Educators Student Visa® Credit Card?
The Student Credit Card is designed to help young individuals establish credit. There are established guidelines and dollar limits set based on an individual’s age. • Low fixed interest rate • No annual fee • 25-day grace period • No additional fees for cash advances • ScoreCard® Reward Points Young adults aged 13-17 can open a credit card with a parent/legal guardian/qualified individual over 21 as joint. Those aged 18-20 can open a credit card with a parent/legal guardian/qualified individual over 21 as co-signer, or they must provide financial information indicating they have an independent ability to make the required minimum periodic payments.