What are the auto insurance requirements in Sebastian, FL?
The No Fault insurance law is used in only a few states and Florida is one of them. If you are moving to Sebastian from another state, you may be unfamiliar with No Fault insurance. Understanding and knowing Florida No-Fault insurance law will allow you to choose the right coverage for you and will also help you in the future, if you need to make a claim. Here are the minimum auto insurance requirements : • PIP – $10,000 • PDL – $10,000 Personal Injury Protection (PIP) – In the event of an accident, you are covered by this part of your insurance. Costs of lost wages, medical expenses and resulting childcare are under Personal Injury Protection. PIP also pays a $5,000 death benefit. Property Damage Liability (PDL) – This portion pays for damage you or a family member cause to others while driving. Fances, buliding and cars are regarded as “Properties”. Only high risk drivers are required to carry Bodily Injury Liability (BIL) as well. Those include drivers who have caused accident, need
