What are the advantages of using Sedgwick CMS integrated disability model?
The clients for whom Sedgwick CMS’ unique services are having the greatest impact (from both a cost and an ease of administration standpoint), are our fully integrated sick pay/salary continuation, SDI, STD, and LTD clients. Many of our fully integrated clients are achieving annual disability benefit costs of less than 1% of their annual payroll. Compare this to a national average of 4-to-5% of payroll as the norm, and the advantage of having a fully integrated disability benefit program is clear. Sedgwick CMS’ unique capability to combine self-insured state disability Insurance (SDI) plans with company sponsored sick pay/salary continuation, STD, and LTD Plans into a single, simple integrated disability benefit plan for all employees in all states has been in operation since 1980 when Sedgwick CMS designed its first fully integrated program for Union Bank. New and existing clients can benefit from our integrated, pre-tax employee contribution disability benefit plan which not only gre
