What are the advantages of having a debit/credit card?
Cutting-edge technology being used by Visa means that you will be able to choose between the debit and credit card functions, even when making a purchase online or over the phone. This could be really useful, for example, for customers booking flights online. Budget airlines such as EasyJet impose a charge for customer paying by anything other than an Electron card. However, while paying by credit card can add close to £10 to your overall bill, debit card charges are more reasonable at about £5. Customers able to use their credit card as a debit card in this situation would therefore save money – although they would lose the additional protection given to them under Section 75 of the Consumer Credit Act. That makes credit card companies jointly liable with the seller if anything goes wrong. If you’re overseas, choosing to use the debit card facility will also prove cheaper if you need to withdraw money from a cash machine. Are there any disadvantages? One disadvantage of having a debit
