What are the advantages of going in-network?
There are several advantages when you go in-network. Generally You don’t need to submit claim forms and wait to be reimbursed by your plan. Your network provider obtains any needed precertification for you. In most cases, you only pay a copayment (fixed dollar amount) at the time you receive covered services. After you pay your copayment, you owe no more payments for the covered services. Some plans provide preventive care services in-network that are not covered out-of-network. Some plans have fewer limits on covered services you receive in-network.