What are the advantages of financing a new car over leasing a new car?
FM: Financing a car instead of leasing a car not only gives you full ownership of the car, but also more flexibility in regard to modifying the car, mileage you put on the car, and the ability to sell or trade in your car at any time you want. Financing is also a great value provided you finance with a low rate. > Back to top NN: Should I be skeptical of 0% financing offers from dealerships? FM: If you are creditworthy enough to be receiving a 0% financing offer, the offer is usually legitimate. However, this does not mean that the 0% offer is the best bargain cost-wise. For example, the chart* below shows how it’s possible to save more money by taking a manufacturer or dealer rebate and obtaining a low financing rate as compared to taking 0% financing from a dealer and obtaining no rebate.