What are the advantages of an HMO plan?
There are several advantages when you belong to an HMO. Generall You don’t need to submit claim forms and wait to be reimbursed by your plan. Your HMO provider obtains any needed precertification for you. In most cases, you only pay a copayment (fixed dollar amount) at the time you receive covered services. After you pay your copayment, you owe no more payments for the covered services. HMO plans typically cover certain preventive care services.
