What are the advantages of a triple option plan?
A triple option plan gives you the ultimate in choice Option one When you obtain care through Option one and use your PCP, generally: You don’t need to submit claim forms and wait to be reimbursed by your plan. In most cases, you only pay a copayment (fixed dollar amount) at the time you receive covered services. After you pay your copayment, you owe no more payments for the covered services. Certain preventive care services are covered. Option two When you go in-network but not through your PCP (Option two), generally: You don’t need to submit claim forms and wait to be reimbursed by your plan. Your in-network provider obtains any needed preauthorization for you. You generally receive a higher level of benefits than when you go out-of-network because participating providers (doctors, hospitals and other health care facilities) have agreed to provide their services at lower fees. Some plans provide preventive care services in-network that are not covered out-of-network. Some plans limi
