What are the advantages of a SBA loan?
SBA loans are guaranteed by the U.S. Small Business Administration and offer longer repayment terms and more flexible financing. SBA loans are ideal for small businesses that have limited working capital or that might not qualify for conventional bank loans. Advantages of SBA Loans include: Available up to 25 years, full amortized Available up to 90% of loan-to-value on first trust deeds Refinance owner occupied commercial property Finance leasehold improvements. Return to Top What are the benefits of an ESOP? There are a number of benefits to creating an ESOP for the selling shareholder, the company and the employees, including: Higher employee productivity and job satisfaction Tax benefits for seller, company and employees Succession strategy Additional source of capital to fund acquisitions or other company projects. Return to Top What are the tax advantages of an ESOP? ESOPS are appealing to businesses because they provide tax advantages. The business owner who is selling shares ca