What are the 3 major credit bureaus?
Experian (formerly TRW), Equifax and Transunion. Each credit agency holds different information for you, so if you’re one of those people who like to check their credit once a year, I’d suggest a 3-bureau report, which provides all three credit reports at one low price. How can I get a free credit report? There are two ways (and only 2 ways) to get a free credit report. So, when you see an advertisement for a FREE credit report, here’s the catch. • You have been denied for credit. If you’ve been denied for credit recently, you are entitled to a free credit report from the agency that denied you. • Signing up for a credit monitoring service. Credit Monitoring services usually provide a 30-day free, unlimited access to their service, which includes a free credit report, credit score, and credit monitoring. The great thing about this is that they usually don’t charge your card until after the 30-day trial is over. So, if you find that the monitoring service isn’t useful for you, you still
