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What are “standard”, “preferred”, and “preferred-plus” insurance rates ?

April 26, 2017Insurance preferred-plus rates standard

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What are “standard”, “preferred”, and “preferred-plus” insurance rates ?

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Only 5-40% of all applicants get a “preferred-plus” term life insurance rates. Typically, about 60% can qualify for the regular “preferred” term life insurance rate. The rest fall into the “standard” category.