What are some ways I can lower my automobile insurance rates?
There are several ways to decrease the cost of your automobile insurance. First, ask your agent if there are other companies he represents that offer competitive rates. Secondly, ask about any discounts that you may qualify for. Many insurers will offer you a discount if you insure multiple cars under the same policy. Other discounts are available for multiple policies with the same company, driver education classes, airbags, and alarm systems. Also, ask about varying your comprehensive and/or collision deductibles. Finally, ask your agent to help you evaluate the need for collision coverage on an older vehicle.