WHAT ARE SOME WARNING SIGNALS THAT MAY INDICATE THAT I NEED BANKRUPTCY PROTECTION?
A. Using credit cards for everyday purchases such as meals, clothing, groceries or other items you used to pay cash for. B. Consistently getting behind on important debt payments such as home, automobile, or furniture. C. Going more than three months paying only the minimum payments on your credit card bills. D. Being denied additional credit. E. You are now at the limit on your credit cards. F. You use one credit card, or cash advances, to pay other credit card obligations or other debts. G. You are being called by bill collectors. H. You write checks to pay bills before you are able to deposit your pay check in your checking account. I . A brief reduction in income could cause devastating financial impact. J. Bill collectors have threatened you with lawsuits, garnishment, repossessions of your automobile or foreclosure of your home.
