What are some things that my homeowners policy should cover?
Most policies cover losses caused by fire and lightening, explosion, vandalism and malicious mischief, aircraft, riot and civil commotion, theft, vehicles, smoke, windstorm and hail, falling objects, weight of ice and snow, glass breakage, and sudden and accidental water damage. You might also be covered in cases of accidental electrical damage to appliances and damage by freezing. You can purchase endorsements for additional coverage including mold remediation, foundation/slab damage, sewer/drain backup, and continuous or repeated leakage.
