What are some things I can do to lower my automobile insurance rates?
There are a several things you can do to lower the cost of your automobile insurance. The easiest thing is to discuss and review your policy with your independent agent. When shopping for auto insurance, be careful to make sure each insurer is offering the same coverage, in other words compare oranges to oranges. Many insurers use the “Insurance Standard Office” (ISO) policy forms, but this is not always the case. Another way to lower the cost of your automobile insurance is to look for any discounts that you may qualify for. For example, many insurers will offer you a discount if you insure multiple cars under the same policy, or if you have had a driver education class in the last five years. Be sure to ask your agent or your company about their discount plans. Another easy way to lower the cost of your automobile insurance is to increase the deductible. Simply raising your deductible from $250 to $500 can lower your premium.
There are a several things you can do to lower the cost of your automobile insurance. The easiest thing is to discuss and review your policy with your independent agent. When shopping for auto insurance, be careful to make sure each insurer is offering the same coverage, in other words compare oranges to oranges. Many insurers use the “Insurance Standard Office” (ISO) policy forms, but this is not always the case. Another way to lower the cost of your automobile insurance is to look for any discounts that you may qualify for. For example, many insurers will offer you a discount if you insure multiple cars under the same policy, or if you have had a driver education class in the last five years. Be sure to ask your agent or your company about their discount plans. Another easy way to lower the cost of your automobile insurance is to increase the deductible. Simply raising your deductible from $250 to $500 can lower your premium. However, you should be careful to make sure that you have
