What are some strategies I can use to curb impulse buying?
The greatest enemy to your monthly budget is the impulse purchase. If you’re in a store or shopping online, the forces of advertising and marketing are sometimes too powerful to overcome. But you can beat them with a few simple strategies: • Write down what you need every month and limit your spending to those items. • Plan and save for major purchases. • Unless you need to make a specific, planned purchase, stay out of the stores and away from your favorite retail web sites. • Keep your goals in mind—visualize them when you are tempted to break your budget.
