What are some optional coverages I need to consider?
Replacement cost on Contents – provides coverage for your personal property without a deduction for depreciation. Water Backup of Sewers or Drains – provides coverage for a specific dollar amount if water backs up through a sewer or drain, or overflows from a sump pump. Ordinance or Law – provides extra coverage if your home is partially damaged and cannot be rebuilt to its original condition because of changes in the local building codes.
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