What are some of the provisions included in the FDCPA?
The notification provision. Any debt collector who intends to collect payments from you should send an advanced notification. You should be given the complete list of your rights in reference to the FDCPA. The right to dispute. Borrowers can dispute inaccurate charges or erroneous information within 60 days after notification. If you think there are errors in your billing statement, contact your creditor right away to clarify the issue. Send a dispute letter to the creditor in question via registered post mail. Upon receiving your dispute letter, your creditor must take the necessary investigation and stop all its collection activity until the matter has been cleared. The right to privacy. A debt collector cannot disclose any information about debt to anyone except the borrower himself. Debt collectors should not contact relatives, friends or neighbors to try to collect repayments. Collectors must not call in your work place especially after you’ve told them not to. They should not cal
