What are some of the limitations of short term medical insurance?
First, depending on the specific circumstances, the actual need for coverage may extend beyond the period of coverage originally purchased. Under short-term medical insurance, you do not have an automatic right to renew when the original contract expires. And if your health status changes, you may not qualify for a new insurance policy or an additional benefit period under the original policy. In this situation you could be left without health insurance protection. Second, the coverage is typically not continuous between the expiration of the original contract and any subsequent renewal coverage under a second benefit period. You must submit a new application for coverage and get approval by the insurer before the renewed coverage begins. Any medical conditions that may have developed during the original benefit period will be treated as preexisting – meaning they’re not covered – during an additional benefit period. Third, other than when the contract is canceled within the first 10 d
