What are some of the conditions that can create a lapse in insurance coverage?
Any amount of time that your vehicle is registered but not insured can cause a lapse in your insurance coverage and the suspension or revocation of your registration. A lapse in insurance coverage can occur: • between the date your insurance is cancelled and the effective date of your new insurance; • between the date your insurance is cancelled and the date you surrender your license plates or the date your registration expires; • between the date your insurance is cancelled and the effective date of “other proof” (for example, a vehicle registered in another state, or a vehicle repossessed or impounded); • between the date you register your vehicle and the effective date of your new insurance coverage; • between the date the insurance is cancelled and the date the same insurance company reinstates your insurance coverage. If the lapse in the insurance coverage exceeds 90 days, your driver license is also suspended.
