What are some of the changes that will impact my individual policy (a policy not offered through an employer) in the long term?
Unless your policy was in effect prior to March 23, 2010, an adult’s claims cannot be excluded from coverage due to pre-existing conditions. Unless your policy was in effect prior to March 23, 2010, health status cannot be used as a factor in determining insurance premiums. Premium rates charged may vary only by family structure, rating area, age and tobacco use.
Related Questions
- What are some of the changes coming in the next few months that will impact my current individual policy (a policy not offered through an employer)?
- My employers group life insurance coverage ceased when I was terminated. Can I convert to an individual policy?
- Can an employer purchase direct pay policies (individual) for their employees rather than a group policy?
