What are some negative aspects of a PPO?
There is always a deductible and coinsurance in a PPO. Traditionally will limit or not cover preventative care. If you travel out of state with most PPO’s, you will be covered, but with higher out-of-pocket costs than your home area unless your plan has a nationwide network. If you are out-of-network, you pay higher out-of-pocket costs, although there are limits to your maximum out of pocket expense.