What are reasons for being classified as a high risk driver?
Some of the reasons a state might classify a driver as high risk include: DUI (drunk driving). Serious moving violations such as reckless driving. Racking up a lot of highway points in a short period of time. Being pegged as a habitual traffic offender. Causing an accident while uninsured. Regulations vary from state to state, but high-risk drivers usually have to carry a special form of insurance for three years. More insurance companies are now willing to sell policies to drivers who have been identified as high risk; however, those policies are going to be more costly than a standard auto policy.
