What are “PTD” benefits, and when do they apply?
Permanent Total Disability (PTD) benefits are allowed for disability from an on-the-job injury or occupational disease resulting in permanent and total disability. Before being judged permanently and totally disabled, an employee must first be evaluated as to the practicability of returning to gainful employment through vocational rehabilitation or training. During the period when an employee is actively participating in a qualified retraining or job-placement program, he may be entitled to receive payments at the same rate as his TTD benefits.
