What Are Premiums And Deductibles?
Your premium is based on your current health status, along with any past medical conditions. For example, if you have a chronic condition like diabetes your premiums may be higher. And if you smoke, your premiums can be 3 times as much as a non-smoker. So the healthier you are, the lower your premiums will be. And as you get older, you are more likely to need healthcare. So your premiums will likely go up with age. But for the most part, if you pay your premiums you can always keep your health coverage.
